Terms and Conditions of Service
These terms govern your use of cogagenmeralix and its subscription services. Please review carefully before engaging with our site or offerings.
August 29, 2025
Acceptance of Terms
By accessing or using our website and services, you agree to these terms and any policies referenced herein. Continued use signifies your acceptance of all conditions.
Definitions
The following definitions apply throughout these terms to clarify meaning and intent.
‘cogagenmeralix’ refers to the website cogagenmeralix.com and its owners and operators.
‘Services’ refers to subscription-based financial planning as described on the site.
‘User’ means any person accessing, browsing, or using the website or services.
‘Content’ means all information, text, images, and materials available on cogagenmeralix.com.
Service Usage Rules
You must use our services in accordance with all local laws and regulations. Unauthorised use or abuse of the service is strictly prohibited.
Eligibility
Services are available only to individuals over 18 with legal capacity to enter agreements. Users must provide accurate and current information.
Not available to minors or unauthorised users.
User Responsibilities
You agree to use the service responsibly and provide truthful, up-to-date information at all times.
Prohibited Uses
Do not misuse the site or services in any of the following ways.
Intellectual Property Rights
All content, trademarks, and materials on cogagenmeralix.com are the property of cogagenmeralix or its licensors. You may not copy, distribute, or use content without prior written consent except as permitted by law.
User-Generated Content
Any content you submit remains your responsibility and must not infringe on third-party rights or breach these terms.
User Rights and Licence
By submitting content, you grant us a licence to use, display, and distribute it as needed for service provision.
Privacy and Data Handling
Our privacy practices are described in detail in our Privacy Policy. Please review how your personal data is collected, used, and protected.
Read Privacy PolicyImportant Disclaimers
Use of this site and service is at your own risk. See our disclaimer for details.
Results May Vary
No outcome is promised. Individual results will differ based on many factors.
Limitation of Liability
cogagenmeralix is not liable for indirect, incidental, or consequential damages related to site or service use.
Indemnification
You agree to indemnify cogagenmeralix for any losses or claims from your breach of these terms.
Dispute Resolution Process
Any disputes arising from these terms or your use of the service will be resolved under Australian law.
Arbitration
Disputes may be referred to binding arbitration according to local regulations.
Arbitration does not limit statutory consumer rights.
Online Dispute Resolution
You may use official channels for online dispute resolution if required.
Learn about our dispute processSeverability
If any term is found unenforceable, the remaining provisions remain valid.
Entire Agreement
These terms, together with our policies, form the complete agreement between you and cogagenmeralix.
Applicable Law and Jurisdiction
All services are governed by Australian law. Overseas users must comply with local requirements.
Termination
We may terminate or suspend your access for breach or misuse. You may cancel your subscription at any time with notice.
Modifications
We reserve the right to update these terms. Continued use indicates acceptance of changes.
Contact for Terms
Questions about these terms? Contact us below.
Email address: content@cogagenmeralix.com
Phone: +61-3-3002-2332
Address: 255 Broadway, Glebe, NSW 2007 Australia
Effective date: August 29, 2025
Version: 3.0